We understand that home remodeling has cost associated with it that many people find intimidating. Because we specialize in home accessibility remodeling, we have more experience in the remodeling needs of an accessible home. Our prices will tend to beat other bids simply because with experience comes familiarity, with familiarity come more efficiency, and with more efficiency comes faster turnaround times. Faster turnaround times lead to less man-hours on the job which equals a better job for less money for the customer.
While we do not offer financing, we do offer the best value for your dollar. We understand that Medicare does not cover everything you need so we have gathered some information that might help you out. We will give you a written estimate that can be given to your financial institution if you need a loan to complete the work that you need to have done.
The Veteran’s Administration can help US veterans pay for some of their accessibility related changes to their home. Call 1-877-222-VETS to find out if you qualify.
Your local Area Agency on Aging may use funds from the Older Americans Act Title III to help local seniors install accessibility related purchases. Find your local Area Agency on Aging by calling (800) 677-1116.
The FHA, which is part of the U.S. Department of Housing and Urban Development (HUD), can help you secure a loan to pay for your accessibility related purchases through a mortgage insurance program. Call your regional HUD office for more information. To find your local HUD office, visit http://www.dtinational.org/training/hudinfo/hudoffices.asp or call (202) 708-1112.
Many banks and lending agencies offer loans for people who want to install a accessibility related purchases. They also offer reverse mortgages that allow homeowners to turn the value of their home into cash. A HUD-approved housing counseling agency can help you decide if a reverse mortgage is right for you. Call your bank to find out if they offer a low-interest loan you can use to help pay for your accessibility related purchases.
Many people don’t know that some private health insurance or long term care insurance plans help pay for accessibility related purchases. Call your health insurance provider to find out if you qualify for financial aid before you purchase your accessibility related purchases.
Your accessibility related purchases may actually qualify for tax deductions. For example, you might be able to deduct the cost of installing your accessibility related purchases if it increases your property’s resale value and has been prescribed as a medical necessity. Read IRS Publication 502 or call the IRS at (800) 829-3676 to find out if you qualify for such a tax deduction.
The Department of Veterans Affairs has three programs that give cash grants to qualified veterans with disabilities for safety improvements in the home.
SAH grants help Veterans with certain service-connected disabilities live independently in a barrier-free environment. SAH grants can be used in one of the following ways:
SHA grants help Veterans with certain service-connected disabilities adapt or purchase a home to accommodate the disability. You can use SHA grants in one of the following ways:
A qualified veteran can receive both an HISA grant and either an SAH or SHA grant. To apply for the HISA grant, you should complete VA form 10-0103 and send it to your local VA medical center. To apply for an SAH or SHA grant, complete VA form 26-4555 and send it to your VA regional office. For more information, call 1-800-827-1000 or go to the websites on HISA and on SAH/SHA.
Today Reverse Mortgages are a common item that many senior citizens are using to use the equity they have in their homes. The average Cost of one year in a nursing home in America in 2012 was $97,000. Our customers that own their home can obtain a reverse mortgage to renovate there home to allow them to stay in the homes longer. In almost every case, the cost of the renovation will be less than the cost of one year in a nursing home.
c 2013-2016 Totally Accessible Homes, Corporate Headquarters: 818 Old Ailey Lothair Rd, Ailey, GA 30044
All Rights Reserved